PayPlan By RBC™
Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
We provide easy and affordable financing through our partner, PayPlan by RBC™, so you can pay for your purchase over time.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Check your rate in seconds
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Questions? Check the PayPlan by RBC™ FAQs. TM Trademark of Royal Bank of Canada. Used under licence.
Pay over time with Affirm. Spread the cost of a purchase into easy monthly payments. Just select Affirm at checkout. 0-31.99% APR, just enter a few details to get an instant decision and complete your purchase.
Eligibiliity Requirements:Canadian permanent
resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of
age (BC, NB, NF, NT, NS, NU, YK)
options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be
0–31.99% APR (where available and subject to provincial regulatory
limitations). APR offered is based on credit worthiness and subject to an
eligibility check. Not all customers will be eligible for 0% APR. Payment
options depend on your purchase amount, may vary by merchant, and may not be
available in all provinces/territories. Actual payment option terms will be
shown at checkout. A down payment (or a payment due today) may be required.
Affirm accepts debit cards and PAD as forms of repayment on payment options.
Select payment options may be eligible for repayment in the form of credit
cards. Please review the terms and conditions of your credit card when using it
as a form of repayment. Sample payment options may be: a $800 purchase could be
split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free
payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works."